VS Mart combines grocery shopping, credit purchases, doorstep delivery and easy repayments — all in one app.
Shop groceries, buy on credit, track delivery and repay — four modules working as one.
From sign-up to checkout in four steps — most users get approved in minutes.
Quick sign-up with Mobile OTP verification. No paperwork to start.
Aadhaar, PAN, selfie and address — verified securely in minutes.
Credit assessment generates your VS Score and personal limit.
Buy groceries on credit. Pay back weekly or monthly — your choice.
Your VS Score reflects how you shop and repay. The better it gets, the more VS Mart rewards you.
One platform, eight capabilities — covering the full grocery-credit journey.
Thousands of products across staples, fresh produce and daily essentials — restocked continuously.
A fast local network built for your neighbourhood.
Buy now and pay later — weekly or monthly.
OTP-based collections keep repayments verified.
Real-time updates from cart to doorstep.
Encrypted across UPI, QR and cash.
Track orders, spend and payments clearly.
Four connected apps move every order from the customer to the admin — seamlessly.
Shop & Credit
Inventory + Billing
Collection + Delivery
Manage the Business
Track limit, usage, outstanding and due dates in real time — with fintech-grade clarity.
A dense local network across zones, areas, villages and partner stores.
VS Mart helped me buy monthly groceries without any financial pressure.
Fast delivery and easy repayments — exactly what my shop needed to keep customers coming back.
The credit facility is extremely useful for running my household every month.
Join as a delivery partner or open a franchise store — we'll get you running fast.
Earn flexibly with delivery and collection routes in your area.
Open a new VS Mart store and bring grocery-credit to your town.
Our team will reach out within 24 hours.
Everything you need to know about VS Credit, payments and delivery.
Still have questions?Chat with our team in-appRegister, verify your identity, and get an approved credit limit based on your VS Score. You can then shop groceries on credit and repay weekly or monthly.
Aadhaar is used for secure identity verification along with PAN, a selfie and address. It helps us approve your credit quickly and safely.
Repayments can be made via UPI, QR or cash. Our agents use OTP-based smart collections so every payment is verified and recorded.
VS Score is your credit health rating from 300 to 900. A higher score unlocks a higher limit, faster approvals and special offers.
Yes. You can repay anytime from the app using UPI or QR, or choose cash collection at your doorstep.
Most users are approved within minutes of completing verification, depending on the credit assessment.
Shop smarter. Buy on credit. Pay with ease.